If you are a landlord who owns a property where 3 or more unrelated people live, then you will need HMO Insurance. A HMO property comes with a different level of risk compared to a standard home and therefore a different type insurance is required.
In many instance, local regulations will legally requiring landlords of this style property to have insurance. In many areas across the UK, there are licencing laws where landlords for HMO properties are required to obtain a licence and to obtain that licence, they need to insure the HMO property.
Insurance for HMO’s will protect you against loss or damage to your property as a result of neglect by your tenants. It will also cover other standard things that a home policy would.
Our agents will help you compare HMO insurance quotes quickly and easily.