Can I Insure a 7.5 Tonne Lorry Insurance For Business Use?
Yes, you can insure a 7.5 tonne lorry for business use as both a fleet vehicle and individual truck. In fact, most 7.5 tonne lorries are used for commercial purposes and require business insurance coverage.
This type of insurance typically covers the costs associated with operating the lorry for work, including liability for damage to other vehicles, people or property, and damage to the lorry itself.
Business insurance may also cover the loss or damage to the goods being transported, as well as loss of income if the lorry is involved in an accident and cannot be used for work. You will need to specify any good classed as ‘hazardous’ to an insurer.
When choosing business insurance for a 7.5 tonne lorry, it is important to consider the specific needs of your business and choose a policy that provides adequate protection for your specific risks.
7.5 Tonne Lorry Insurance For Private Use
A 7.5 tonne lorry can also be insured for private use.
Private use insurance, also known as personal use insurance, provides coverage for individuals who use their 7.5 tonne lorry for personal purposes, such as moving house or transporting goods for personal projects.
This type of insurance typically covers the same types of risks as business insurance, including liability for damage to other vehicles, people or property, and damage to the lorry itself. However, the coverage may be different, as private use insurance may have lower limits and exclude coverage for commercial activities.