What’s Covered With 44 Tonne Lorry Insurance?
44t lorry insurance will vary between policies and providers, which is why it’s important to compare insurance policies for your lorry or HGV.
As with most policies, you can choose between third-party insurance, third-party, fire & theft, and comprehensive insurance for your vehicle.
With policies varying between providers, there may be some add-ons to look out for when you compare quotes or speak to HGV insurance brokers:
Can You Get Temporary 44t Lorry Insurance?
It is possible to get temporary lorry insurance should you need it. It is important to remember that even if you don’t intend on driving it, your vehicle must be insured if it is on UK roads, otherwise, you will need a SORN for it.
If you are hiring an HGV or using it through work, you must still carry all relevant licences.
If you are searching for temporary HGV insurance for a business, it may be worth looking for a good fleet policy to cover all of your vehicles. These are typically easier to amend and can cover a number of drivers and vehicles at once.
Can I Insure A Lorry For Personal Use?
A lorry can be used for personal use but it still must be insured. You will also need to check that whatever you are transporting is covered under your insurance policy.
You must also have all relevant licences to drive an HGV in the UK, whether it is for business or personal use.