Thatched roof insurance, also known as thatched home insurance, is a type of insurance policy specifically designed for properties with a thatched roof. Thatched roofs are considered to be more susceptible to damage from fire and other perils, making them a higher risk for insurance purposes. As a result, insurance providers often require thatched roof properties to have specialised home insurance cover.
Thatched roof insurance typically covers the cost of repairing or rebuilding a property in the event of damage caused by fire, storm, flooding, or other insured perils. It may also include coverage for accidental damage, liability claims, and alternative accommodation costs if you need to move out of your home while it is being repaired.
Thatched roof insurance policies often have specific requirements and conditions that homeowners with thatched roofs need to comply with, such as the installation of fire safety measures and regular inspections of the roof. This is very similar to non-standard home insurance.
It’s important to note that not all insurance providers offer thatched roof insurance, so it’s recommended to use an experienced broker to find a provider who can offer you the right level of coverage at a competitive price.