If you are delivering goods either as courier or self-employed courier from a van, then insurance is a legal requirement.
You will be required to have a minimum level of third party insurance in order to use the van on the roads. This won’t extend to cover your van itself though. Due to the level of risk involved in being a courier driver, it is highly suggested you take our fully comprehensive cover.
We can help you with this process and connect you with brokers who can help you the most.
Delivery drivers often pick up convictions and therefore, generally it is possible to get courier insurance with a driving conviction. However. it can depend on the severity of the conviction and the specifics of the individual policy from the insurance providers.
Some driving convictions, such as minor speeding offences, may not have a significant impact on your ability to obtain courier insurance. Others convictions such as those for driving under the influence of drugs or alcohol, may make it more challenging to get a policy.
It is important to disclose any driving convictions to your insurance provider when applying for courier van insurance quotes. Failure to disclose this information could invalidate your policy or lead to a claim being rejected in the event of an accident. This can be costly for your business and even result in fines or further convictions.
Overall, whilst having a driving conviction can make it more challenging to obtain van courier insurance, it is still possible to find cover with the right research and approach.