What vehicles can a company fleet policy cover?
In most circumstances, you will be able to insure all types of vehicle on your policy. It’s quite common for a company to have a multiple vans for instance that require insuring and therefore a flexible policy is required.
Should you only have one type of vehicle such as vans, then you may want to take a look at van fleet insurance or maybe courier fleet insurance if you are courier business based.
How many vehicles can go on a business fleet?
You can put as many vehicles as you like on a fleet policy. Although typically there is a minimum of 3 vehicles, there is no maximum amount.
Quite often the more vehicles you put on your fleet the greater the savings.
What cover levels are there available?
In the same way car insurance works, you can choose from a number of levels that include.
- Third party only
Third party or TPO is the minimum level of cover required by law. TPO will cover the third party only but nothing of your own goods will be covered.
- Third party, fire and theft
Third party, fire and theft or TPFT covers everything TPO covers above but will also cover the vehicle against being stolen or going up in flames.
Comprehensive is the best form of cover when greater risks are involved. It will cover and pay out for everything that TPFT but will also cover your own vehicles in the event of a fault claim.