Due to the higher risk nature of a property suffering from or potential to suffer from subsidence, policies are typically a little more expensive.
The cost of a subsided home quote will also vary depending on several factors including location, age, condition and more importantly, level of subsidence. If you need subsidence insurance, it’s best to compare quotes from several different insurers to find the best value for your needs.
You should also look to take steps to help prevent subsidence in the future. By reducing the potential for subsidence, you can reduce the cost of your insurance policy as the risk level to the insurer is less.
These steps can include better drainage, underpinning, maintaining trees near by to the property and avoiding structural changes in or close by to the property.