What is DG10 Insurance?
DG10 insurance is a specialist policy designed to cover those who have received a drug driving conviction. Drivers who are found attempting to drive or intending to operate a vehicle whilst under the influence of drugs will have a DG conviction code.
More often than not, a driver with a DG10 will have been caught attempting to drive whilst under the influence of illegal drugs. If you were the driver, you will probably have points on your licence and received a driving ban.
If you’re a driver in the UK who has received a DG10 conviction or any other type of driving conviction that stays on your driving record, then you know how challenging it can be to find affordable insurance. We’re here to help.
What Does DG10 Insurance Cover?
A car insurance policy typically covers the policyholder against financial losses incurred in the event of an accident involving their vehicle.
Some of the most common types of cover offered under a car insurance policy in the UK include:
- Third-Party Only (TPO) Coverage. – This is the most basic level of car insurance coverage in the UK and is required by law. TPO coverage provides financial protection for the policyholder if they cause damage to another person’s property, vehicle, or if they cause injury to another person in an accident.
- Third-Party, Fire, and Theft (TPFT) Coverage – This type of coverage provides the same protection as TPO coverage, but also covers the policyholder’s own vehicle if it is damaged specifically by fire or theft.
- Comprehensive Coverage – Comprehensive insurance cover provides the highest level of protection for the policyholder and their vehicle. It covers the policyholder for any damage to their own vehicle, as well as any damage they cause to another person’s property or vehicle. It also often covers injury to another person. Comprehensive coverage may also include additional benefits such as personal accident cover, breakdown cover, and protection for personal belongings in the vehicle.
Some DG10 insurance policies may also offer additional options, such as no-claims discounts, protected no-claims discounts, breakdown cover and even cover for windscreen damage.
It’s important to understand the specific coverage offered under any insurance policy, and to shop around to find the best policy for your needs.
How our process works
We’ve worked hard to refine our process and keep it as quick, easy and simple as possible for our customers.
How Long Does A DG10 Impact Insurance For?
A DG10 conviction for driving under the influence of drugs can have a lasting impact on your driving record, staying on it for 11 years. This means that you will likely face higher insurance premiums for an extended period as you will be classed as a “higher risk” driver.
Despite this, it is important to explore options for affordable DG10 insurance. When seeking convicted driver insurance, it is crucial to compare quotes from various providers to find the best policy at a price that fits your budget. By shopping around and comparing prices, you increase your chances of finding a suitable DG10 insurance policy that won’t strain your finances.
Is DG10 Insurance Expensive?
DG10 car insurance is typically more expensive for drivers who have this conviction on their driving record.
This is because insurance companies consider drivers with a conviction to be a higher risk, and therefore charge them higher premiums to compensate for that risk. It is likely the driver will have received a driving ban for illegal drugs.
The exact amount by which insurance premiums increase can vary depending on several factors, including the type of conviction, the severity of the offence and the insurance company’s underwriting guidelines.
Some common convictions that can result in higher insurance premiums include DUI/DWI, reckless driving, speeding and hit-and-run.
If you have a conviction on your driving record, it’s important to shop around and compare quotes from multiple insurance companies to find the best coverage at a reasonable price.
You may also want to consider working with a licensed insurance agent or broker who specialises in convicted driver insurance to help you find the best policy for your needs and budget.
How Can I Get Cheap Quotes For DG10 Insurance?
Remember, insurance rates can vary hugely based on your specific circumstances, so it’s important to shop around and compare quotes from multiple insurance companies to find the best DG10 insurance coverage for your needs.
