Who Needs Skip Lorry Insurance?
When it comes to finding the right skip lorry insurance policy, it can be helpful to work with a lorry insurance broker.
A skip lorry insurance broker has the expertise and experience necessary to help you compare skip lorry insurance quotes from different providers, so that you can find the coverage that is best suited to your needs and budget.
With the help of a broker, you can be sure that you are getting the most comprehensive coverage for your money, and that you are fully protected against any potential risks.
Who Can Drive A Skip Lorry?
In the UK, a person can drive a skip lorry providing they meet the following requirements.
- Correct Driving Licence: To drive a skip lorry, you must have a Category C (previously known as Class 2) driving licence. This licence allows a person to drive vehicles with a total weight of up to 32 tonnes.
- Age: The driver must be at least 21 years old to hold a Category C driving licence.
- Medical Requirements: The driver must meet certain medical requirements, such as having good eyesight and being physically fit to drive.
- Training: It’s recommended for the driver to receive proper training, such as CPC (Certificate of Professional Competence) training, to ensure that they are familiar with the regulations and best practices for driving a skip lorry.
It’s important to note that the regulations regarding who can drive a skip lorry can change over time, so it’s recommended to check the latest requirements from the relevant government agencies.
What Does Skip Lorry Insurance Cover?
There are a variety of factors to consider when comparing lorry insurance quotes, including the level of coverage, the deductible, and the premium. The level of coverage will determine how much financial protection you have in the event of an accident or other incident, while the deductible will determine how much you need to pay out of pocket before your insurance kicks in. The premium will determine the overall cost of your policy, so it is important to find a balance between coverage and affordability.
Skip lorry insurance typically covers the following:
It’s important to note that the exact coverage provided by skip lorry insurance policies, like any HGV insurance, can vary depending on the insurance provider and the policy you choose. It’s recommended to speak with a lorry insurance broker or read the policy carefully to understand what exactly is covered.