DR10 insurance works by providing cover for drivers who have received a conviction for driving under the influence of alcohol. Since a DR10 endorsement stays on a driver’s licence for 11 years, it can be difficult and expensive for individuals with a DR10 endorsement to find insurance cover.
Policies are designed to provide the required coverage for drivers with DR10 convictions, but this typically comes at a higher cost than standard car insurance policies. This higher cost is a result of the increased risk associated with insuring a driver who has been convicted of drunk driving.
DR10 car insurance policies typically include coverage for liability, personal injury, and damage to property, although this will depend on the level of cover chosen.
Some policies may also include optional extras such as breakdown cover and no-claims protections. It’s important to compare different DR10 quotes to find the best cover and cost for your individual needs.