Can I Get Car Insurance With A Driving Conviction?
Yes, you can get car or van insurance with a driving conviction in the UK.
Convicted driver insurance is a type of insurance policy designed specifically for drivers with driving convictions, criminal convictions, or a significant number of points on their licence.
It’s important to note that having a driving conviction may affect the cost and availability of insurance coverage, so it’s recommended you compare driving conviction insurance policies to make sure you get the best possible deal.
In the UK, there are several types of driving convictions, including:
- Dangerous or reckless driving
- Drink driving or driving under the influence of drugs
- Speeding or exceeding the speed limit
- Careless or inconsiderate driving
- Failing to stop after an accident
- Driving without insurance
- Using a mobile phone while driving
- Failing to comply with traffic signals or signs
- Failure to wear a seatbelt
- Driving without due care and attention.
These are just some of the most common types of driving convictions in the UK. It’s important to note that any driving conviction, regardless of its severity, can have an impact on your insurance coverage and premium.
Can I Get Business Insurance With A Driving Conviction
It is possible to get business insurance with a driving conviction in the UK. However, having a driving conviction may affect the cost and availability of business insurance coverage.
Insurance companies consider a variety of factors when determining the cost of business insurance, including the type and severity of the driving conviction, the length of time since the conviction occurred, and the type of business being insured.
It’s important to disclose all relevant information about your driving conviction when applying for business insurance, as failure to do so may result in your policy being voided.
Can I Be Added To Fleet Insurance With A Driving Conviction
You can be added to a fleet insurance policy with a driving conviction in the UK. However, having a driving conviction may impact the cost and availability of fleet insurance coverage.
You should always disclose all information about your driving conviction when applying for fleet insurance, as failure to do so may result in your policy being voided.
Convicted Driver Insurance For HGVs
Convicted Driver Insurance for Heavy Goods Vehicles (HGVs) is a type of insurance policy specifically designed for drivers with a driving conviction who operate HGVs. These policies take into account the unique needs and circumstances of HGV drivers with convictions, and can provide coverage for the operation of HGVs despite a driving conviction.
Having a driving conviction will almost certainly impact the cost and availability of insurance policies because the nature of the vehicles poses a greater risk.