Courier car insurance is a type of specialist insurance policy designed for drivers who use their vehicles to transport goods or packages for delivery.
Standard car insurance policies typically do not provide coverage for goods in transit or for commercial use, so courier car insurance is necessary for those who work as courier drivers or operate a courier business.
Courier car insurance policies from different providers offer varying levels of cover, such as third-party only, third-party fire and theft, and comprehensive cover. Some policies also include additional features, such as breakdown cover and goods in transit insurance.
If you use your car for courier work without the appropriate insurance, you may be breaking the law and could be fined, have your vehicle seized, or even face criminal charges. This includes individuals who work as self-employed couriers, as well as businesses that operate a fleet of courier vehicles.