There is no clear cut answer to whether your car is a classic car or not.
The HMRC typically considers a car to be “classic” if it is at least 15-20 years old, but this can vary. It’s important to note that the specific age criteria, as well as other considerations (like the car’s condition, rarity, or historical significance), can influence whether an insurer deems a car to be a “classic.”
That said, there are a select few cars that, if driven in the sense of a true classic (low mileage weekend car), can be classed as a classic at a slightly newer age.
Many drivers think their car is a ‘classic’ well before it is. If your car is less than 10 years old, it’s very unlikely you will be applicable for classic car cover.