Fleet insurance can cover a wide range of vehicles. The specific types of vehicles that can be covered will depend on the insurance provider and the policy terms.
The types of vehicles that can be covered under a fleet insurance policy in the UK can include, but are not limited to:
- Cars – including sedans, hatchbacks, and estates
- Vans – including panel vans, trucks, and refrigerated vans
- Lorries – including flatbeds, box trucks, and artic lorries
- Buses – including minibuses and coaches
- Taxis – including black cabs, private hire cars, and minicabs
- Construction vehicles – including bulldozers, cranes, and excavators
- Delivery vehicles – including courier vans and trucks
- Emergency service vehicles – including police cars, ambulances, and fire engines
- Trailers – including cargo and flatbed trailers
- Farm vehicles – including tractors, combine harvesters, and balers.
Typically, fleet insurance policies will cover vehicles that are used for business purposes, such as transportation of goods, employees, or customers. The vehicles can be owned by the business or can be leased or rented.
The policy can also cover a mix of vehicle types, such as cars and vans, or different makes and models.
It’s important to note that some insurance providers may have restrictions on the types of vehicles that can be covered under a fleet insurance policy. For example, some providers may not cover vehicles that are over a certain age or that have certain modifications or customizations.