What’s Included In Tipper Truck Insurance?
When examining your options for tipper truck insurance, you will want to make sure your vehicle or fleet is fully covered. This can mean looking for driver and vehicle cover but you may need to consider things like hire and reward cover and public liability insurance depending on how the vehicle is being used day-to-day.
Tipper truck insurance typically falls within one of three main categories often seen with motor insurance.
Third Party Insurance For Tipper Trucks
Third party insurance covers damages to another person or their property, including their vehicles. Third party insurance will not cover any injuries and damages to the driver or the insured vehicle in the event of an accident.
Third Party, Fire & Theft For Tippers
Similarly, third party, fire and theft insurance will cover third party damages but will also cover damages to the vehicle in the event of fire or theft. This type of policy will not cover damages to the tipper truck caused by accidents or collisions. Van break-ins and tool theft are fairly common in the UK, insurance covering theft is worth having if you store valuable tools in the vehicle.
Fully Comprehensive Insurance For Tipper Vans and Trucks
Generally considered to be the most popular type of insurance, fully comprehensive tipper truck insurance will cover the above as well as damages to the vehicle and injuries sustained by the driver.
If you’re unsure which type of insurance is most suitable or are considering the costs of insuring your vehicle, speak to a tipper truck insurance broker about which options might be best.