If you have a fleet van insurance policy, you may not necessarily need to insure all drivers within the business under the policy. However, it’s important to understand the rules and requirements of your specific policy and insurance provider.
In a way that is similar to an any driver policy, some van fleet insurance policies provide coverage for all drivers who are authorised to operate the vehicles covered under the policy. This means that you will not need to assign each driver to a vehicle for them to be covered.
Similarly, you might have some drivers who have convictions or don’t meet certain requirements that need to be insured separately. This can help keep costs down for your fleet policy.
Other policies may require you to list each driver on the policy and pay a premium for each one. In this case, it’s important to accurately disclose all drivers who will be operating the vehicles, as failure to do so could result in the policy being voided or claims being denied.
It’s also important to note that insurance providers may have specific rules and requirements for insuring drivers, such as minimum age and driving experience requirements.
Insurance is legally required so ensure you take time to get this right.