Delivery Van Insurance

Delivery Van Insurance

  • Cheap Delivery Van Insurance
  • Compare Specialist UK Brokers

  • Save Time & Money

  • FREE, No-obligation Quotes!

total insurance start rating

What is Delivery Van Insurance?

Delivery van insurance is a specialised policy designed to protect businesses that use vans for delivering goods.

This insurance offers comprehensive cover tailored to the needs of delivery drivers and businesses, ensuring that both the vehicle and the goods in transit are protected against various risks. Some also refer to it as ‘goods in transit insurance‘.

Compare Delivery Van Insurance Quotes

We know how difficult comparing policies can be. That’s why our trained team are here to help you find dedicated brokers who want to quote you.

Our service is free and impartial with no obligation to buy.

Delivery Van Insurance

What our Comparison Expert Says

‘Van delivery insurance should not be confused with courier van insurance. We can help you with finding the right broker for your delivery style!’

How our process works

We’ve worked hard to refine our process and keep it as quick, easy and simple as possible for our customers.

Who Needs Delivery Van Insurance?

Delivery van insurance is essential for:

  • Independent delivery drivers
  • Small businesses with delivery services
  • Courier companies
  • E-commerce businesses
  • Courier fleet operators
  • Retailers offering home delivery

If your business involves using a van to transport goods, having delivery van insurance is crucial to safeguard your assets and operations.

What Is The Difference Between Courier Van And Delivery Van Insurance?

Although very similar, there are some key differences between courier van and delivery van insurance.

Delivery Van Insurance

Delivery van insurance is designed for businesses and individuals who use their vans primarily for transporting goods. This includes regular deliveries for e-commerce businesses, retailers, or any company that needs to deliver products directly to customers.

Courier Van Insurance

Courier van insurance is specifically tailored for couriers who make multiple deliveries and collections throughout the day. This insurance caters to the higher risk associated with frequent stops and the large number of goods handled.

Levels Of Delivery Van Insurance Cover

Comprehensive Cover
The most extensive protection, including all standard coverage options, plus additional benefits like legal expenses, windscreen cover, and personal accident cover.

Third Party, Fire and Theft
A mid-range option covering third-party liabilities, vehicle fire damage, and theft.

Third Party Only
The minimum legal requirement, covering third-party injury and property damage.

Add Ons For Van Delivery Insurance

How Much Does Delivery Van Insurance Cost?

The cost of delivery van insurance can vary based on several factors, including:

  • The type and size of your van
  • The nature of the goods being delivered
  • Your location and driving history
  • The level of coverage you choose

On average, premiums can range from £500 to £2,500 annually. It’s important to get tailored quotes to understand the exact cost for your business.

How to Find Cheap Delivery Van Insurance Quotes

To find affordable delivery van insurance without compromising on coverage, consider the following tips:

  1. Compare Multiple Quotes: Use online comparison tools to get quotes from various insurers.
  2. Customise Your Policy: Ensure you’re only paying for the coverage you need.
  3. Increase Security Measures: Installing alarms and tracking devices can lower your premiums.
  4. Opt for a Higher Excess: Agreeing to a higher excess can reduce your insurance costs.
  5. Check for Discounts: Look for discounts for bundling policies or maintaining a no-claims record.

Frequently Asked Questions

Yes, if you use a van for business purposes, you are legally required to have at least third-party insurance.

No, standard personal van insurance policies do not cover commercial use, including deliveries.

Goods in Transit insurance protects the items you are delivering against damage, loss, or theft while in transit.

To reduce costs, compare quotes, customise your coverage, install security devices, and consider a higher excess.

Report the incident to your insurer immediately, providing all necessary details and documentation to process your claim.

Related Insurance


Courier Car

Courier Van

Self-Employed Couriers

Goods In Transit

Fast Food Delivery