What is Delivery Van Insurance?
Delivery van insurance is a specialised policy designed to protect businesses that use vans for delivering goods.
This insurance offers comprehensive cover tailored to the needs of delivery drivers and businesses, ensuring that both the vehicle and the goods in transit are protected against various risks. Some also refer to it as ‘goods in transit insurance‘.
How our process works
We’ve worked hard to refine our process and keep it as quick, easy and simple as possible for our customers.
Who Needs Delivery Van Insurance?
Delivery van insurance is essential for:
- Independent delivery drivers
- Small businesses with delivery services
- Courier companies
- E-commerce businesses
- Courier fleet operators
- Retailers offering home delivery
If your business involves using a van to transport goods, having delivery van insurance is crucial to safeguard your assets and operations.
What Is The Difference Between Courier Van And Delivery Van Insurance?
Although very similar, there are some key differences between courier van and delivery van insurance.
Delivery Van Insurance
Delivery van insurance is designed for businesses and individuals who use their vans primarily for transporting goods. This includes regular deliveries for e-commerce businesses, retailers, or any company that needs to deliver products directly to customers.
Courier Van Insurance
Courier van insurance is specifically tailored for couriers who make multiple deliveries and collections throughout the day. This insurance caters to the higher risk associated with frequent stops and the large number of goods handled.
Levels Of Delivery Van Insurance Cover
Comprehensive Cover
The most extensive protection, including all standard coverage options, plus additional benefits like legal expenses, windscreen cover, and personal accident cover.
Third Party, Fire and Theft
A mid-range option covering third-party liabilities, vehicle fire damage, and theft.
Third Party Only
The minimum legal requirement, covering third-party injury and property damage.
Add Ons For Van Delivery Insurance
How Much Does Delivery Van Insurance Cost?
The cost of delivery van insurance can vary based on several factors, including:
- The type and size of your van
- The nature of the goods being delivered
- Your location and driving history
- The level of coverage you choose
On average, premiums can range from £500 to £2,500 annually. It’s important to get tailored quotes to understand the exact cost for your business.
How to Find Cheap Delivery Van Insurance Quotes
To find affordable delivery van insurance without compromising on coverage, consider the following tips:
- Compare Multiple Quotes: Use online comparison tools to get quotes from various insurers.
- Customise Your Policy: Ensure you’re only paying for the coverage you need.
- Increase Security Measures: Installing alarms and tracking devices can lower your premiums.
- Opt for a Higher Excess: Agreeing to a higher excess can reduce your insurance costs.
- Check for Discounts: Look for discounts for bundling policies or maintaining a no-claims record.
