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Motor trade insurance policies safeguard the interests of businesses who make a living through buying and selling of motor vehicles as well as those engaged in repairing, fixing, cars, motorbikes or commercial vehicles.
Most Motor trade insurance policies are split into 2 main parts road risks and property.
The road risks covers you whilst you are picking up or delivering cars from auctions, other dealers or repairers, it will also cover you for any demos you may give to potential purchasers.
The property section will cover you for your buildings and contents from incidents such as fire or flood and the theft of any vehicles or contents at your premises. This section will also cover you for Public and Employers Liability and loss of profits, and can be extended to include specialist covers e.g Engineering inspection cover and breakdown for any compressors or lifts you may have on the premises.
It's all good and well to do your own research on insurance, but to really ensure you're getting the right advice and the right cover you should seek the services of an insurance broker who knows your individual needs or industry and knows the risks you are exposed to.
Here at Total Insurance we have qualified and licensed insurance brokers who have access to all of the best insurance companies in the UK. Our team have clients all over the country, and can help you regardless of where in the UK you live.
We can help you to find the cover that will best suit your needs and your budget. We can save you time as well as money.
To see how we can help with your insurance needs you can obtain an online quote, complete our easy to use online quote request for an obligation free quote, chat with one of our brokers or simply get in contact with us via email or phone the choice is yours.
Finding the right motor trade insurance quotes isn't always easy, but at Total insurance we are here to find the right cover at the right price for your insurance needs.